Home equity loans and lines of credit

Choosing the right lending solution is important, especially if you plan to use your home’s equity to meet your needs. Whether you need funds for large expenses, emergency cash, or if you’re ready to start home improvements, Our home equity loan or line of credit can be an option.

Apply online, in a branch or by calling 1-833-IN-A-SNAP.

Apply for a home equity loan

Find out more about Our home equity products

Fixed Payments, No closing costs
Home equity loan

Fixed loan amount
Predictable monthly payments
No closing costs

Apply online Loan details

Variable rate, borrowing flexibility
Home equity line of credit

Revolving line of credit
Flexibility to draw as little or as much as you need up to your credit limit
No closing costs¹
Rate discounts are available²

Apply online

fixed rate, predictable payment option for customers
Loan-in-a-line feature

Available for existing home equity line of credit accounts
Fixed rate option with a variety of terms
Predictable monthly payments

Apply online

Compare our home equity products

Which is better for you—a home equity loan or a home equity line of credit? Use our comparison chart to help you decide.

Compare home equity options

Home equity FAQs

You can use your home’s equity for a variety of purposes. Because the amount of a home equity loan or home equity line of credit is typically higher than a credit card, personal loan, or line of credit, it’s generally used for more significant purposes – such as consolidating higher interest debt, making home improvements, or funding large, unexpected expenses.
Home equity loans and lines of credit typically have lower interest rates than a credit card or personal loan. Also, the interest you pay on your home equity loan or line of credit may be tax deductible.
All of home equity products have minimum and maximum loan amounts. The amount you may be eligible for is determined by several factors such as credit worthiness and home value, for example.
Interest rates are determined for each individual customer, based on the information in the application, including credit history, home value, loan amount and other information as applicable.

To qualify for a LifeGreen Savings Account, you must have a Leon checking account. The minimum opening deposit amount for a Leon checking account is $50. The minimum opening deposit amount for opening a LifeGreen Savings Account is $50 (or $5 if you set up a monthly automatic savings transfer from a Leon checking account). An automatic transfer of funds of at least $10 from your Leon checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months that precede the month of your account opening anniversary (your “Account Anniversary Month”) is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar months that precede your Account Anniversary Month. The annual savings bonus will be paid to your LifeGreen Savings account by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your LifeGreen Savings account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus of $100. You are responsible for any tax due on any amount received under this offer. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) for the LifeGreen Savings account and the LifeGreen Preferred Checking (other Leon checking accounts do not pay interest) account is based upon balance and may change at any time. Check the current interest rates and APYs for LifeGreen Savings and LifeGreen Preferred Checking. BlueRige Finance reserves the right to change the terms of or terminate this bonus program and prorate the amount of any bonus payment at any time in its sole and absolute discretion.
Services are provided by Self Financial, Inc. Enrollment (including eligibility requirements) is subject to Self's terms and conditions. BlueRige Finance does not provide these services and makes no representations or warranties about them. Individual results vary. You may not receive an improved credit score. Other factors, including activity with other creditors, may impact results. Many lenders, including most auto and mortgage lenders, do not use scores impacted by rent, cell and utility payments. Not all bill payments may be eligible. Rent payments are reported to Experian, Equifax & TransUnion. Utility & cell phone payments are reported to TransUnion.
LockIt® controls will not block all transactions on your card. They will not block transactions processed when standard authorization systems are not used. They will not block merchant-identified recurring transactions, credits to your account, ATM deposits, ATM Now Card loads, ATM payments (including transfers from your deposit accounts to your credit accounts), ATM check cashing, ATM inquiries or ATM account mini statements. If your credit card provides overdraft protection to your checking account, they will not block overdraft protection advances.