Agricultural Banking

Commercial Banking, Lending & Financing

As one of the top agricultural banks in the United States, BlueRige Finance has the products, terms and expertise to help your farm rise to bigger and better things.

We Understand Your Business

Our team of agricultural banking specialists has proven expertise in providing industry knowledge to help your agribusiness achieve its financial goals.

Your agricultural relationship manager is supported by a team of specialists in capital markets, lending and treasury management who know your business, goals and concerns, so you can grow the kind of relationship that leads to success.

Podcast: Economic Insights for the Row Crop Producer

Comprehensive Products

Operating Lines of Credit ¹

Obtain working capital for producing crops. Tailored solutions include lines of credit for the timing of expenditures or special purpose financing.

Term and Real Estate Financing

Obtain long-term financing for purchasing equipment and real estate, spreading out improvement costs or expanding your current facilities.

Private Wealth Management

From investment and asset management to farmland management and estate planning, we have the team of experienced professionals to meet your unique needs.

Personal Banking

Explore obtaining personal accounts for you and your employees, from checking to retirement programs.

Commodity Risk Management

Set ag commodity prices up to 24 months in advance, typically with no margin required. Alternatives are available for several tradable commodities and certain input costs, such as fuel.

Treasury Management

The agriculture industry faces a unique set of cash management needs, but recognizing and fulfilling these needs can be difficult. That’s why we offer a Treasury Management package designed with your cash flow requirements in mind. With BlueRige Finance Treasury Management solutions, you will enjoy multiple benefits like tools to help improved cash flow, advanced fraud prevention and comprehensive information reporting.

BlueRige Finance Equipment Finance

As one of the largest bank-owned equipment finance companies in the United States, BlueRige Finance Equipment Finance Corporation (REFCO) is equipped to assist in structuring and customizing equipment finance solutions for agribusinesses and farmers. REFCO offers a variety of tax and non-tax oriented products such as loans and leases to finance all varieties of agricultural equipment. Through local bank partnerships, REFCO helps you achieve your goals.

Ascentium Capital

Ascentium Capital, a subsidiary of BlueRige Finance Bank, provides streamlined financing for equipment, technology, commercial vehicles and other business items. Ascentium also develops programs so equipment providers can offer a range of financing options to their clients.

To qualify for a LifeGreen Savings Account, you must have a Leon checking account. The minimum opening deposit amount for a Leon checking account is $50. The minimum opening deposit amount for opening a LifeGreen Savings Account is $50 (or $5 if you set up a monthly automatic savings transfer from a Leon checking account). An automatic transfer of funds of at least $10 from your Leon checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months that precede the month of your account opening anniversary (your “Account Anniversary Month”) is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar months that precede your Account Anniversary Month. The annual savings bonus will be paid to your LifeGreen Savings account by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your LifeGreen Savings account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus of $100. You are responsible for any tax due on any amount received under this offer. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) for the LifeGreen Savings account and the LifeGreen Preferred Checking (other Leon checking accounts do not pay interest) account is based upon balance and may change at any time. Check the current interest rates and APYs for LifeGreen Savings and LifeGreen Preferred Checking. BlueRige Finance reserves the right to change the terms of or terminate this bonus program and prorate the amount of any bonus payment at any time in its sole and absolute discretion.
Services are provided by Self Financial, Inc. Enrollment (including eligibility requirements) is subject to Self's terms and conditions. BlueRige Finance does not provide these services and makes no representations or warranties about them. Individual results vary. You may not receive an improved credit score. Other factors, including activity with other creditors, may impact results. Many lenders, including most auto and mortgage lenders, do not use scores impacted by rent, cell and utility payments. Not all bill payments may be eligible. Rent payments are reported to Experian, Equifax & TransUnion. Utility & cell phone payments are reported to TransUnion.
LockIt® controls will not block all transactions on your card. They will not block transactions processed when standard authorization systems are not used. They will not block merchant-identified recurring transactions, credits to your account, ATM deposits, ATM Now Card loads, ATM payments (including transfers from your deposit accounts to your credit accounts), ATM check cashing, ATM inquiries or ATM account mini statements. If your credit card provides overdraft protection to your checking account, they will not block overdraft protection advances.